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Workers Compensation Benefits

Workers Compensation Benefits

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In order for your employees to be productive you need to provide them with the best working environment where they are able to feel secure. During work hours, accidents are likely to occur. This includes anything from office supplies breaking to employees getting injured.  Due to this likelihood, most firms secure an insurance cover over their company and their workers. The cover provides some benefits to the employees, commonly called workers compensation benefits. Workers compensation benefits typically offer some type of insured payment for any injuries sustained by an employee that are related to the job the worker is doing. Regardless of who or what caused the accident to happen, the company is liable for any injuries that take place.

The workers compensation benefits include some of the following.

-Medical benefits

-Cash benefits

-Death benefits

-Supplemental benefits

-Social Security benefits

Of the above benefits, the workers compensation benefits provide three main recoveries in the following cases.

-Temporary disability. The benefits here get paid as a result of the accident and the employee injured can’t perform his or her regular duties at work. The compensation in the form of cash takes the place of the wages although they won’t add up to the entire salary he was receiving.
-The medical benefits where the injured is assisted in seeking care for the injury or the work-related disease.
-The payment for any permanent disability and may include the vocational rehabilitation benefits. The vocational rehabilitation benefits help the injured worker get assistance in the event that the injury prevented him from getting back to his former job.

The law sets the limit for each of these benefits for the award of permanent and temporary disability. For example, a worker who becomes temporarily unable to perform his duties, he receives two-third of his average salary to a fixed ceiling. Most of these benefits are tax-free. All these reimbursements are aimed to help the injured and even their dependents in the event of permanent disability or death.

You are reliable to have the benefits if the injury happened as an accident or whether it was a situation that happened over time and is work related. In the event that your work-related injury resulted to another injury, you have the right to the workers compensation benefits.

Here at United Employees Law Group, we help employees who sustain injuries or diseases at work to lodge a claim with the board and assist them get the benefits. You must always claim the benefits since you are covered and be careful that your employer doesn’t take the benefits on your behalf.

If you, or someone you know, are facing legal issues in the workplace United Employees Law Group has the answers. Call Today for your free and confidential case review. Please feel free to CONTACT US with any questions about this blog or your exact situation.


Photo Credit: Shutterstock/Vlad Teodor

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